Mike Capelle works as an upper-level manager at Pratt Industries, where he works in sustainable packaging. He hasn’t applied for Medicare because he makes more money and gets healthcare through his job. Pushing past qualifying brackets of Medicare can result in less money going towards families as they must also pay for taxes, housing, food, and more. When the determinations are made by a family’s yearly gross income, it can result in a family being left with little else they can afford after paying their Medicare dues each month. For this reason, many people will try to work jobs that provide health insurance so that they will have more disposable income and be more capable of affording things in other aspects of their lives.